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Increasing numbers of people in, or approaching, retirement are directing their attention to downsizing and seeking more time for leisure.To achieve that goal, a popular choice lies in a move to a retirement village. Author Brian Colegate's findings through interviews and questio...nnaires has revealed that residents enjoy the village lifestyle. To the question "Do you like it here?" there was an overwhelmingly positive response.
The key reasons residents gave in choosing this way of life were centredaround no more worries about maintenance, promise of greater security and sense of safety, more scope for companionship and the convenience of on-site health care services. Brian also learned that, in their quest to find out all about the criteria and conditions relating to moving into a village, a number of residents considered that there was little more available than the attendance at a village Open Day and the Information
Pack handed out by sales staff.
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By Hawes, Martin
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- RRP: $36.99
- $27.74
- Save $9.25
- In Stock At Publisher
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Family trusts are as popular today as ever. A family trust offers you the benefits, use and control of your assets and doesn't penalise you for owning them. Clear and straight-forward, and aimed at the layperson, Family Trusts includes up-to-date advice, with real-life examples a...nd answers to commonly asked questions throughout. It has sold well over 100,000 copies since it was first published and is an essential book for anyone curious about family trusts, whether they are self-employed, a business owner, a wage and salary earner or retired. 'In my experience, 75 per cent of family trusts in New Zealand are so badly arranged or managed that they could easily be attacked and overturned in court... managing a trust badly is a bit like insuring the contents of your house but then going on holiday and leaving the doors wide open,' says Hawes. This seventh revised edition includes a section on effective management of your trust; many people manage their trusts as if the assets in the trust were still their own, and keep poor records of the trust's transactions. Inadequate management can lead to accusations that the trust is a sham. Drawing on his vast experience, Martin Hawes explains how to keep correct records and minutes, and to manage your trust so that it is resilient in the face of a challenge.
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From two leaders of the FIRE (Financial Independence, Retire Early) movement, a bold, contrarian guide to retiring at any age, with a reproducible formula to financial independence
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Another achingly funny, uncomfortably relatable novel from the brilliant Caroline Hulse, chock full of black humour, family drama and a murder mystery with an explosive end ...
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Another achingly funny, uncomfortably relatable novel from the brilliant Caroline Hulse, chock full of black humour, family drama and a murder mystery with an explosive end ...
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In 1977, Colin Quincey became the first man to row the Tasman. Thirty-three years later, his son Shaun decided to emulate his father - rowing the other way. His father's boat was the Tasman Trespasser, and when Shaun decided to build and row Tasman Trespasser II, he knew it wasn'...t going to be easy. At the time, he owned little more than a drum k...
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There finally comes a time in a person's life where they actually slow down long enough to look around them and see what they have. That time for me was going into retirement and as my father always said, Things do happen for a reason . My oldest daughter and her husband moved in...to our house long enough to get their new place finished and along with them they brought a little lady known as Miss Elliot. I cannot express in words the feelings and emotions that having a one and a half year old running around your house can bring out of you. That alone gave me the drive to write this book. As the title states Living, Laughing & Learning we have done it all. Our lives have evolved around hard work which has allowed us to live the life we have. Now is when life really begins.
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The new bestselling novel from Britain's favourite gardener and TV presenter Alan Titchmarsh. Mr Gandy escapes his humdrum life with an unexpected Grand Tour of Europe where drama, romance and friendship await in this beguiling tale of self-discovery. Timothy Gandy has kept his l...ifetime's ambition secret for 40 years. Now, suddenly (if tragically) released from the hen-pecked tedium of his ordinary existence, he is unexpectedly free to realiSe his dreams. He will embark on a Grand Tour of Europe, following in the footsteps of the aristocrats of the eighteenth century. He anticipates high art, culture and pleasant weather. He never expected to encounter new friendships - and possibly even love - along the way. It seems that Mr Gandy has embarked on the journey of a lifetime...
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Would you like to control your financial destiny? Think you could do a better job with your retirement savings than your super fund? Anything is possible if you Keep It Super Simple (KISS). The KISS approach to creating wealth through your Self Managed Superannuation Fund (SMSF) ...will explain how to take control and KISS your big superannuation fund goodbye. Most Australians understand that their superannuation provides money when they retire, but not many take the time to look at the various alternatives available to build more wealth in a most tax-effective way along the way. Authors and superannuation experts Barbara Smith and Ed Koken have been concerned about the disappointing investment returns in most people's superannuation funds over the last few years. Whether this be due to the global financial crisis, poor management, excessive fees or all of the above, they are convinced there is a better, more simple and straightforward way to build and protect retirement savings. Throughout this book they show just how easy it is to set up and manage your own superannuation money. They explain in plain English how to start your own SMSF, different investment approaches and strategies you can follow, managing cash flow, tax, insurance, how the superannuation laws apply to SMSFs, and much, much more. BARBARA SMITH AM, NTAAF, MTax, MBus, BBus, BEd, DipEd, Dip Financial Planning and DR ED KOKEN NTAAF, PhD, MBA, MMT, MAcct, MSc, BSc are both Fellows of, and hold Practicing Certificates with the National Tax and Accountants' Association, registered tax agents, qualified accountants and financial planners, and are widely acknowledged as leading authorities on tax, superannuation and retirement planning in Australia. They are joint owners of Oasis Wealth Pty Ltd, a boutique independent financial services company. Together they have written several books, most recently Retire Richer Young (Major Street, 2010).
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If you would like to control your financial destiny? Do you think you could do a better job with your retirement savings than your super fund, then anything is possible if you Keep It Super Simple (KISS). But, this can seem 'easier said than done'. The government is making far-re...aching changes to superannuation rules that come into force - most of them at least - from 1 July 2017. Self managed super fund (SMSF) trustees, need to know about these changes to ensure they are compliant with the often-complex government rules around this area of personal finance. Keep Your SMSF Simple is essential reading for every trustee and member of an SMFS, or anyone contemplating setting up a self managed super fund. Smith and Koken's well-known plain-English, KISS approach provides you with information on changes relating to: * the caps on concessional superannuation contributions and non-concessional superannuation contributions; * the introduction of a cap of $1.6 million on the amount that can continue to be held, or transferred into the pension phase; * the income test relating eligibility to a tax offset for spouse superannuation contributions; * a low income superannuation tax offset for concessional contributions; * more flexibility to the deductibility of personal contributions rule; * catch-up concessional contributions; * removal of tax exempt income for transition to retirement (TTR) pensions; * a reduction of the income and superannuation contributions level where a member pays 30%. As well as explaining these changes, Keep Your SMSF Simple, explains what you need to consider before setting up an SMSF right through to closing it down, and virtually everything in between. This is a 'must have' practical book, which is a 'how to' manual for the 1 million people who are already members on an SMSF and for everyone who has thought about self managing their super.
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